PayXpress is an Online Payment Solutions developed by Benax Corporation and Ephod Software Systems.  PayXpress is designed to be flexible, security conscious and fun to use. PayXpress works on a centric-database system which is provided by the EXODUS technology from Ephod Software Systems. PayXpress is the world's first ever online e-payment solutions provider that is transmitted over a secure HTTP connection. First in the sense that PayXpress doesn't use SSL Certificates or the HTTPS connection. One major benefit of PayXpress' secure HTTP connection is that unlike SSL/HTTPS connection, the PayXpress network can be accessed from any INTERNET-ENABLED device, whether it has any SSL Certificate preinstalled on it or not! PayXpress facilitates payments through Websites, Desktop Applications, Mobile Phone Applications or any other internet-enabled device.

    Security on PayXpress is unrivaled! Keeping our customers information safe was one of the reasons PayXpress was invented. PayXpress uses a very strong client-side and server-side encryption and decryption method. Unlike SSL/HTTPS which encrypts only the network, our own encryption method doesn't encrypt the network but what passes through it! Our encryption and decryption methods are periodically re-created and updated to prevent people from knowing our current encryption and decryption methods.

    PayXpress allows Internet users around the world who do not have access to the traditional credit cards to pay and receive cash online. Also those who have credit cards but prefer to pay with cash, can do so securly online. This involves consumers funding their PayXpress Account first before initiating payments to merchants. PayXpress is designed for prepaid payments to reduce fraud occurences to the minimum level possible. PayXpress is an ideal solution for online auction sellers, online gaming, micro-payments and digital-content providers.

    Your PayXpress Account gives you superb facilities such as transferring of funds from your PayXpress Account to a loved one's PayXpress Account, no barrier of access to your PayXpress Account's funds, complete list of all your transaction details; this helps check if someone is buying things with your PayXpress Account, easy setup if you want to become a merchant or start receiving payments from PayXpress Account holders; we have the cheapest and fastest activation rates ever, sell tickets to your birthdays, anniversaries or events and lots more!

    Opening a PayXpress Account is free and you get a free bonus of 50 NGN immediately on opening an account. Making payments with your PayXpress Account is a breeze; Just visit a website whose goods/services you want and is on the PayXpress Network and pay for the goods/services with the funds in your PayXpress Account. Your PayXpress Online Account works on a debit system i.e you can make payments as long as there are enough funds in your PayXpress Account. To fund your PayXpress Account, just visit any branch of the designated banks that have a PayXpress Bank Account and pay into that account; the amount of funds you want to add to your PayXpress Account. Make sure you pay with your PayXpress Account username written as the name of the depositor. You can fund your PayXpress Account with either cash or cheque.